As capital requirements continue to evolve, many bankers ponder how best to utilize their holding companies. In addition, growing banks often contemplate forming a holding company to leverage their capital structures.

Clients often question whether a financial holding company structure is advantageous. The answer often depends on a number of complex factors, the impact of which may enhance or limit the scope and direction of an entity's future business strategy. Our attorneys who concentrate their practices on holding companies are highly skilled at assisting our clients in weighing the pros and cons.

We have helped clients accurately evaluate their need for:

  • Holding Company Formations

  • Redeeming shares

  • Limiting liability of directors and providing expanded indemnification

  • Issuing stock

  • Issuing debt

  • Corporate flexibility in the holding company's structure

  • Acquiring other banks

  • Organizing or acquiring non-bank subsidiaries