Cynthia (“Cindy”) Lowery-Graber focuses her practice on complex commercial litigation, specifically in the area of consumer financial services litigation. Ms. Lowery-Graber has extensive experience representing financial institutions in complex business litigation matters both locally and nationally before state and federal trial and appellate courts. Ms. Lowery-Graber has defended financial institutions in a variety of cases, including matters alleging violations of the Truth in Lending Act (TILA), Fair Credit Reporting Act (FRCA), Real Estate Settlement Procedures Act (RESPA), Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), as well as state unfair and deceptive acts or practices (UDAP) statutes and other consumer lending statutes and regulations, such as those promulgated by the Consumer Financial Protection Bureau (CFPB). Ms. Lowery-Graber also has experience representing financial institutions in bankruptcy and adversary proceedings before the United States Bankruptcy Courts. In addition, Ms. Lowery-Graber has experience defending property owners’ rights with respect to condemnation proceedings brought by governmental entities. Ms. Lowery-Graber’s prior experience includes advocating public policy issues in Colorado related to the lending industry, handling medical products liability matters, and overseeing insurance defense and contract litigation matters.