Bryan Cave has a long history of providing a broad range of regulatory advisory, transactional and litigation services to domestic and foreign banks, savings associations, depository institution holding companies and foreign banking corporations. The group also helps non-depository financial institutions, such as insurance and finance companies, money services businesses and the many companies that provide goods and services to financial institutions. Our regulatory team includes former senior officials of a variety of regulatory agencies including the federal banking agencies, the Securities and Exchange Commission, the Federal Trade Commission, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) and the Internal Revenue Service, as well as a former state attorney general. It also includes attorneys who served in-house with banks and other financial services companies.

Our representations encompass all facets of our clients’ regulated business lives, including chartering and licensing, mergers and acquisitions, capital formation and corporate finance transactions, corporate governance, new product and service development and regulatory compliance, supervision and enforcement matters.

We have significant experience relating to the Bank Secrecy Act and anti-money laundering compliance; payments systems, products and services, including stored value products, electronic bill payment and money transmissions; privacy and information security; Fair Lending, consumer credit and consumer protection laws; abandoned property laws and defending consumer credit class actions.